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Rolling Oaks Flood Plain

This is to inform and keep residents of Rolling Oaks up to date on the recent determination of FEMA (Federal Emergency Management Agency) to declare some homes in our subdivision in the low lying area of the Lake Alma flood plain.

In early January I received a email from a resident on Bison Circle.   She received a letter from her homeowners insurance, notifying her that her home and others near by were now classified in a flood area and would require additional flood insurance coverage.   She took the initiative to contact Orange County and found that FEMA made this determination without consulting the County. 

The Orange County Storm Water Management has since commissioned a study of the Lake Alma flood plain area.  They should have their new data in the next 30 days.  This information will be submitted to FEMA when requesting a LOMA (Letter of Map Amendment) letter for the subdivision.  If FEMA approves... (and Orange County feels that they should since this was a change made without consulting the County or using accurate data) all or most of the homes in the new flood plain should be removed from the flood zone.  When and if this occurs, the County will mail to homeowners in the affected area a copy of the LOMA letter and notification of the change to the FEMA maps.   Homeowners can then consult with and provide this information to their mortgage company to have the flood insurance requirement removed. 

Once Orange County submits this information to FEMA it can take up to 2 months for there response.   I will keep you updated as I receive any new information.

Note that I have added a topic entitled  "Rolling Oaks Flood Plain" on the Discussion Web Board for those of you who have been affected by this and wish to discuss it further.

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Last updated: March 23, 2009.